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Ramadhani, D.S. and Pramudianti, M. 2026. THE INFLUENCE OF FINANCIAL TECHNOLOGY, FINANCIAL LITERACY, SELF-CONTROL, LIFESTYLE ON THE FINANCIAL MANAGEMENT BEHAVIOR OF GENERATION Z IN SURABAYA CITY. Journal of Industrial Engineering & Management Research. 7, 1 (Jan. 2026), 1-7. DOI:https://doi.org/10.7777/jiemar.v7i1.678.